Cards Which Have Replaced the Guaranteed Approval Aspire Visa Card

Aspire credit cards were designed for people whose credit scores would not allow them to qualify for a traditional card. With a Guaranteed Approval Aspire Visa Card, one could rebuild their credit or build credit for the first time. Spending and payment habits would be regularly reported to the three major credit reporting agencies.These cards are no longer being offered, but there are many other options when it comes to a guaranteed approval credit card. Be sure to compare a number of offers to get the one that best meets your needs.

When you choose to apply for a guaranteed credit card, there are certain requirements that you must meet. First you must be 18 years of age so you can legally enter into a binding contract. You must have a permanent residence in the United States and provide the card issuer with your valid address. A valid social security number must also be given to the card issuer. Some cards will have other requirements. This may be a minimum monthly income or something of that nature. Although the Guaranteed Approval Aspire Visa Card is no longer offered, you will have plenty of others that you will likely qualify for.

The READYdebit Visa Prepaid Card is one that you may wish to consider now that the Guaranteed Approval Aspire Visa Card is no longer offered. With this card, there is no credit check and you get free direct deposit. Pay bills online and write checks when you obtain this card and never worry about balance minimums or overdraft fees again. Be aware that there is a $9.95 application fee and that this card issuer does not report to the credit reporting agencies.

If you wish to have your payment history reported to these agencies in order to improve your credit score, the Horizon Gold Credit Card is a better option. For a $29.95 application fee, you will get an unsecured credit line even if you have bad credit. There is no employment check and they offer a Comprehensive Legal Assistance Plan. Many other guaranteed approval credit cards are now offered although the Guaranteed Approval Aspire Visa Card isn’t so do some research to find the one that is right for you.